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Car finance check

Check finance before you buy

Outstanding finance can mean the lender still owns the car. Run a finance check first and avoid costly surprises.

Finance statusLender detailsInstant report

For example: WD67 BYY

GB

What you get

Finance clarity in minutes

A quick finance check tells you whether a vehicle has active finance and who the lender is, where available.

Outstanding finance status

Know if any active finance is recorded.

Lender details

See the finance company and contact info where available.

Agreement type

HP, PCP, or other finance type when provided.

Start date and term

Useful context on the length of the agreement.

Last updated

Check when the finance record was last refreshed.

Full history upgrade

Add stolen, write-off, and identity checks.

Coverage

What the paid report includes

Finance checks are part of the full report, alongside identity and risk checks.

Finance coverage

  • Outstanding finance status
  • Finance company details
  • Agreement type and term
  • Last updated timestamps where available

History and risk checks

  • Stolen markers (police and insurance)
  • Write-off and salvage history
  • Scrapped, import, and export status
  • Identity checks (VIN/VRM match)
  • MOT history and mileage trends

FAQs

Finance check questions